Coinbase and Morpho Make Bitcoin-Backed Loans More Predictable

Coinbase has introduced fixed-rate Bitcoin-backed loans through Morpho Midnight on Base. This new feature allows eligible U.S. users, excluding those in New York, to borrow USDC against their Bitcoin. By locking in interest rates and repayment dates before receiving funds, borrowers gain stability and predictability similar to traditional banking services. This integration aims to drive broader adoption of crypto lending by providing a more secure and predictable financial tool for Bitcoin holders.